Welcome to Future Essentials Inc.! These Terms and Conditions govern your use of our services and website. By accessing and using our website or engaging with our services, you agree to comply with and be bound by the following terms. Please read them carefully.
1. General Use
By accessing our website or using our services, you confirm that you are legally capable of entering into a binding agreement. If you do not agree to these Terms and Conditions, you must refrain from using our website or services.
2. Services Provided
Future Essentials Inc. provides a variety of services, including but not limited to, case management, financial literacy education, employment support, and health insurance assistance. Details regarding each service can be found on the relevant pages of our website.
3. Eligibility
To use our services, you must meet the eligibility criteria as specified for each service. For example, some services may be available to specific age groups or individuals who meet certain financial or healthcare needs.
4. Registration and Account Security
To access certain services, you may be required to register for an account. You are responsible for maintaining the confidentiality of your login details and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
5. Payment Terms
Some of our services may be subject to fees. Any applicable fees will be clearly outlined at the time of service request. By using paid services, you agree to the terms of payment, including any applicable taxes, charges, and payment methods.
6. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.
7. Prohibited Activities
You agree not to use our website or services for any unlawful or prohibited activities, including but not limited to:
8. Limitation of Liability
To the fullest extent permitted by law, Future Essentials Inc. is not liable for any indirect, incidental, special, or consequential damages arising from the use of our services or website. Our liability is limited to the maximum extent allowed by applicable law.
9. Third-Party Links
Our website may contain links to third-party websites or services. We do not control these third-party sites and are not responsible for their content, privacy practices, or terms of use. Accessing third-party websites is done at your own risk.
10. Modifications to Services
We reserve the right to modify, suspend, or discontinue any of our services or website features at any time without notice. We will not be liable for any modification or discontinuation of services.
11. Changes to Terms
We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated “Last Revised” date. You are responsible for reviewing these Terms regularly.
12. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at [info@sffusa.org].
At Futures Essentials Inc., we’re committed to helping individuals connect with the essential resources needed for a stronger, more secure future.
© Copyright 2025 Future Essentials Inc. All rights reserved.
With over a decade of experience in the sector, Emilia Tavarez is a prominent professional in insurance and personal finance. Her training as a Certified Personal Finance Coach enables her to approach each case from a comprehensive perspective, merging technical knowledge with personal development strategies. Through coaching, mentoring, and workshops designed to empower individuals and families, she strives to facilitate effective economic resource management and future financial planning.
As a businesswoman and founder of Inclusive Insurance Agency Inc., Emilia promotes inclusion and financial education within her community. In her role as an Insurance Advisor, she offers personalized solutions meticulously tailored to the specific needs of each client, ensuring high-quality service.
Her mission is to provide effective tools that enhance access to quality financial services, contributing to the well-being and economic security of her clients.
Throughout her career, she has helped over 2,000 satisfied clients, establishing herself as a trusted figure in the sector. Additionally, she is the founder of Emilia Tavarez LLC, Power of Transformation LLC, and Embrace Hosting Experiences, reflecting her commitment to personal and professional growth in multiple areas.
Udel has devoted her life to supporting individuals facing mental health challenges, disabilities, and intellectual differences. From an early age, she engaged with various organizations to uplift those in need, later working in special education and coaching individuals with diverse abilities. As a board member of Supportive Futures Foundation, Udel continues to champion inclusivity and empowerment, driven by a deep passion for making the world a brighter, more compassionate place.
Jarret Serate is a dynamic leader and advocate for minority communities, bringing a wealth of lived experience and professional expertise to his role as Chairman of the Board at Future Essential. As an African American and Hispanic man who grew up in the Bronx, Jarret has firsthand knowledge of the challenges faced by underrepresented communities. His upbringing in a household dedicated to service—his father a devoted pastor and his mother a dedicated police officer—instilled in him a strong sense of duty, integrity, and the importance of giving back.
Before stepping into leadership roles in advocacy and community development, Jarret worked for the Metropolitan Transportation Authority (MTA), where he gained a deep appreciation for the essential services that keep New York running. His work allowed him to connect with people from all walks of life, further strengthening his commitment to equity and accessibility.
Jarret’s deep-rooted connections across various communities make him a pivotal member of the Future Essential board. His ability to bridge gaps between policymakers, grassroots organizations, and everyday citizens ensures that the board remains focused on actionable solutions for economic empowerment, social justice, and sustainable development. With a passion for fostering opportunity and a vision for a more inclusive future, Jarret Serate continues to champion initiatives that uplift and empower those who need it most.
Yael Zola is the founder and Executive Director of Future Essentials, a nonprofit organization dedicated to educating and empowering individuals by connecting them with essential resources in healthcare, employment, and financial literacy. With a strong background in human resources, operations, and mental health advocacy, Yael brings a unique and deeply personal perspective to her work, striving to bridge the gap between individuals in need and the resources available to them.
Yael’s journey toward launching Future Essentials was driven by both professional expertise and personal experience. Her extensive career in human resources and workforce development, spanning over eight years, provided her with firsthand insight into the barriers individuals face in securing stable employment, accessing benefits, and navigating financial literacy. Throughout her tenure in HR leadership roles across healthcare and corporate sectors, she witnessed the systemic challenges that many individuals—particularly those from marginalized communities—face in securing stability and growth in their professional and personal lives.
In addition to her professional background, Yael’s personal struggles with postpartum depression played a pivotal role in shaping her mission. Through her own mental health journey, she recognized the critical need for accessible support systems and resources for individuals facing similar challenges. This realization became a driving force behind Future Essentials, a nonprofit that ensures individuals—especially those in financial distress, employment uncertainty, and mental health crises—can access the tools, education, and advocacy they need to thrive.
Yael’s strategic vision and empathetic leadership continue to drive Future Essentials as a beacon of empowerment and advocacy. Through her work, she remains committed to helping individuals regain control of their futures, fostering independence, and building a more informed and supported community.