Futures Essentials Inc | Building Stronger Futures

Helping people connect to the Essentials needed for a strong Future

About Us

Futures Essentials Inc.

Futures Essentials Inc. is a community-driven organization dedicated to connecting individuals and families with essential resources to foster stability and growth. We provide access to health insurance enrollment, financial literacy education, ESL (English as a Second Language) classes, and personalized case management services. Our goal is to empower people with the knowledge and support they need to navigate life’s challenges and build a brighter future.

Mission Statement:

At Futures Essentials Inc., our mission is to empower individuals and families by providing access to critical resources that promote financial security, health, and personal development. Through education, advocacy, and direct support, we strive to create a stronger, more informed community where everyone has the opportunity to thrive.

Future Essential Inc

Services We Provide

The goal of the organization is to provide resources and access to basic needs like health insurance, employment, financial and English literacy, and case management

Future Essential Inc
Health Insurance

Helping you navigate and access the right health coverage for your needs.

Future Essential Inc
Employment Support

Opening doors to career opportunities for a brighter future.

Future Essential Inc
Financial Literacy

Empowering you with the knowledge to make confident financial decisions.

Future Essential Inc
Case Management

Guiding you through life's challenges with personalized case management support.

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English as a Second Language

Our ESL classes provide individuals with the language skills they need to communicate confidently and thrive in their communities.

Let’s create a brighter future, together

By working together, we can break down barriers, open doors to new opportunities, and create lasting change. We are committed to walking alongside you on your journey, providing the guidance and support you need to overcome challenges and achieve your goals.

Meet Our Team

Meet the dedicated team committed to empowering your future.

Future Essentials
Yael Zola
Executive Director, Future Essentials
Future Essentials
Emilia Tavarez
Trauserer of board, CPFC® CCFP®
Future Essentials
Jarret Serate
Chairman of the Board, Future Essential
Future Essentials
Udel Heilpern
Secratary of the board Udel – Advocate, Coach & Board Member

What our clients say

Hear from those we’ve helped! Discover how Future Essentials Inc. has made a difference in people’s lives through our essential support services.

Get In Touch

Reach out to us—we’re here to support you!

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Yael Zola

Executive Director, Future Essentials

Yael Zola is the founder and Executive Director of Future Essentials, a nonprofit organization dedicated to educating and empowering individuals by connecting them with essential resources in healthcare, employment, and financial literacy. With a strong background in human resources, operations, and mental health advocacy, Yael brings a unique and deeply personal perspective to her work, striving to bridge the gap between individuals in need and the resources available to them. 

Yael’s journey toward launching Future Essentials was driven by both professional expertise and personal experience. Her extensive career in human resources and workforce development, spanning over eight years, provided her with firsthand insight into the barriers individuals face in securing stable employment, accessing benefits, and navigating financial literacy. Throughout her tenure in HR leadership roles across healthcare and corporate sectors, she witnessed the systemic challenges that many individuals—particularly those from marginalized communities—face in securing stability and growth in their professional and personal lives. 

In addition to her professional background, Yael’s personal struggles with postpartum depression played a pivotal role in shaping her mission. Through her own mental health journey, she recognized the critical need for accessible support systems and resources for individuals facing similar challenges. This realization became a driving force behind Future Essentials, a nonprofit that ensures individuals—especially those in financial distress, employment uncertainty, and mental health crises—can access the tools, education, and advocacy they need to thrive.  

Yael’s strategic vision and empathetic leadership continue to drive Future Essentials as a beacon of empowerment and advocacy. Through her work, she remains committed to helping individuals regain control of their futures, fostering independence, and building a more informed and supported community.

Trauserer of board Emilia Tavarez, CPFC® CCFP®

Insurance Advisor Certified Personal Finance Coach Businesswoman CEO and Founder of Inclusive Insurance Agency Inc.

With over a decade of experience in the sector, Emilia Tavarez is a prominent professional in insurance and personal finance. Her training as a Certified Personal Finance Coach enables her to approach each case from a comprehensive perspective, merging technical knowledge with personal development strategies. Through coaching, mentoring, and workshops designed to empower individuals and families, she strives to facilitate effective economic resource management and future financial planning.

As a businesswoman and founder of Inclusive Insurance Agency Inc., Emilia promotes inclusion and financial education within her community. In her role as an Insurance Advisor, she offers personalized solutions meticulously tailored to the specific needs of each client, ensuring high-quality service.

Her mission is to provide effective tools that enhance access to quality financial services, contributing to the well-being and economic security of her clients.

Throughout her career, she has helped over 2,000 satisfied clients, establishing herself as a trusted figure in the sector. Additionally, she is the founder of Emilia Tavarez LLC, Power of Transformation LLC, and Embrace Hosting Experiences, reflecting her commitment to personal and professional growth in multiple areas.

Jarret Serate

Chairman of the Board, Future Essential

Jarret Serate is a dynamic leader and advocate for minority communities, bringing a wealth of lived experience and professional expertise to his role as Chairman of the Board at Future Essential. As an African American and Hispanic man who grew up in the Bronx, Jarret has firsthand knowledge of the challenges faced by underrepresented communities. His upbringing in a household dedicated to service—his father a devoted pastor and his mother a dedicated police officer—instilled in him a strong sense of duty, integrity, and the importance of giving back. 

Before stepping into leadership roles in advocacy and community development, Jarret worked for the Metropolitan Transportation Authority (MTA), where he gained a deep appreciation for the essential services that keep New York running. His work allowed him to connect with people from all walks of life, further strengthening his commitment to equity and accessibility. 

Jarret’s deep-rooted connections across various communities make him a pivotal member of the Future Essential board. His ability to bridge gaps between policymakers, grassroots organizations, and everyday citizens ensures that the board remains focused on actionable solutions for economic empowerment, social justice, and sustainable development. With a passion for fostering opportunity and a vision for a more inclusive future, Jarret Serate continues to champion initiatives that uplift and empower those who need it most.

Udel Heilpern

Secratary of the board Udel – Advocate, Coach & Board Member

Udel has devoted her life to supporting individuals facing mental health challenges, disabilities, and intellectual differences. From an early age, she engaged with various organizations to uplift those in need, later working in special education and coaching individuals with diverse abilities. As a board member of Supportive Futures Foundation, Udel continues to champion inclusivity and empowerment, driven by a deep passion for making the world a brighter, more compassionate place.